A navy blue header with "nuts and bolts" and several icons of small screws. The lower half of the image has cream background with the words "an intro to pharmacy benefits," an image of pills and a pill bottle, and the CHBRP logo on the bottom.
An Introduction to Pharmacy Benefits
Nuts and Bolts
Cost Sharing
Health Care Costs and Affordability
Prescription medications
101 Series
September 2026
What are Pharmacy Benefits?
A dark blue background with abstract gold shapes and an icon of pharmacy-related items.

Ever wonder about the actual difference between a pharmacy benefit and a medical benefit? This explainer cuts through the health insurance jargon to break down cost-sharing protections and drug benefit practices in clear, simple terms.

Explainer
Cost Sharing
Health Care Costs and Affordability
Prescription medications
101 Series
August 2026
Health Savings Accounts and Eligible Health Plans

This explainer provides an overview of HSAs, what types of plans they can be used with, and what services can be covered without cost sharing. 

Explainer
Cost Sharing
August 2026
Disparities in Health Care Based on Immigration Status
Blue, white, and yellow abstract waves in the background with the phrase "disparities series" on top, "immigration status" in the middle, and a graphic of a passport and plane ticket on the bottom
Explainer
Health Insurance Coverage
A blue banner with the words "background bits." a cream colored main page with "disparities in immigration status" with a graphic of a plane flying from one point to another.
Disparities in Health Care Based on Immigration Status
Nuts and Bolts
Health Insurance Coverage
Dark blue banner with the words "background bits" written as the title. A cream background in the bottom part of the image with multiple hands of different skin tones holding various pride flags. The CHBRP logo is on the bottom.
LGBTQ+ Health Disparities in California
Nuts and Bolts
Health Insurance Coverage
August 2026
LGBTQ+ Health Disparities in California
Background of dark blue, white, and gold with the CHBRP logo, and the title for a disparities series explainer on LGBTQ+ health in the top and middle foreground.
Explainer
Health Insurance Coverage
A graphic showing a background bits for maternal health disparities. There is an image of a physician holding a stethoscope up to the belly of a pregnant person.
Disparities in Maternal Health
Nuts and Bolts
Health Insurance Coverage
July 2026
Disparities in Maternal Health

A blue, white, and yellow wavy background title slide on maternal health and disparities. The lower part of the graphic has an image of a person in all scrubs assisting a person laying on a tabe in giving birth.

Explainer
Health Insurance Coverage
A blue banner with the words "background bits." a cream colored main page with "disparities in telehealth access" with a computer monitor with a heartbeat.
Disparities in Access to and Use of Telehealth
Nuts and Bolts
Telehealth
July 2026
Disparities in Access to and Use of Telehealth
A blue, white, and yellow block of waves with the title "disparities series" and telehealth access with a picture of two abstract figures providing and receiving telehealth services

Part of CHBRP's series exploring disparities in health care, this explainer looks at key findings related to telehealth in utilization and access based on geography, language, income, race and ethnicity, sex and gender, and age.

Explainer
Telehealth
A graphic showing a background bits for isnurance rates by demographic
Health Insurance Coverage by Demographic in California
Nuts and Bolts
Health Insurance Coverage